Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$325,000

4025 THUNDER HEIGHTS Lane, Middleburg, FL 32068, Middleburg, FL 32068

Metes & Bounds

Price
$325,000
Beds / Baths
3 / 2
Living area
1,370 sqft
Year built
2007
Type
Residential
Lot
1.3 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
23
Elementary
Shadowlawn
Middle
Lake Asbury
High school
Middleburg

$237/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 31% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your own private retreat in between Middleburg and Penney Farms. Situated on 1.29 wooded acres, this charming 3-bedroom, 2-bath home offers the peaceful country setting you've been looking for while keeping everyday conveniences within reach. Mature trees and a naturally wooded backdrop create a sense of privacy that's increasingly hard to find. INSIDE you'll find a comfortable split-bedroom floorplan with an inviting eat-in kitchen, spacious master suite with walk in closet, and a primary bath featuring a separate tub and shower. Step outside and enjoy the covered porch while wildlife passes through. The circular driveway provides easy access and plenty of room for vehicles, while the property also includes a storage shed and a fenced area ideal for pets. Plenty of room to garden or entertain. NO HOA or CDD! Enjoy the freedom of country living without giving up convenience to shopping and dining. Schedule a showing while you still can!

What to check on this one

  • Verify flood zone designation with FEMA map—critical for insurance and resale.
  • Confirm roof age and condition; 2007 home approaching insurer replacement threshold.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report.
  • Inspect well/septic system service records and have both professionally tested.
  • Review title for easements or restrictions on 1.29-acre lot.
  • Verify property lines and survey accuracy given wooded acreage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,686/mo
Property tax (1.1% eff., Clay Co.)$298/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,276/mo

Loan $260,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HERRON REAL ESTATE LLC. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 8:38 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.