$390,000
95120 COLNAGO Court, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Villages of Woodbridge
- Price
- $390,000
- Beds / Baths
- 4 / 2
- Living area
- 1,816 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.16 ac
- Garage
- 2
- HOA
- $32/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 41
$215/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 15% below the area's closed prices. Condition and lot vary; that's what a showing is for.
NO CDD FEES and LOW HOA! Welcome to this exceptional 4-bed/2-bath home offering modern comfort, thoughtful design, and easy everyday living. Built in 2021, the open split-bedroom floor plan features wood-look tile throughout the main living areas for both style and durability. The spacious kitchen is the heart of the home, with a large center island, abundant counter space, generous cabinetry, and seating that makes entertaining effortless. The kitchen flows seamlessly into the dining and living areas, creating a bright, open, and inviting atmosphere. The primary suite offers a dual-sink vanity, large walk-in shower, spacious walk-in closet, and private water closet. Additional bedrooms are well-sized for family, guests, a playroom, or home office. Enjoy morning coffee or relaxing evenings on the screened lanai overlooking the pond and peaceful preserve. Conveniently located near shopping, Amelia Island beaches, historic downtown Fernandina Beach, Jacksonville, and Georgia.
What to check on this one
- Confirm exact flood zone designation and get elevation certificate if in AE/VE.
- Verify homeowner's insurance availability and quotes given 2021 build + waterfront location.
- Confirm HOA $32/mo covers what; request recent financials and reserve study.
- Inspect screened lanai structure, seals, and roof condition from lanai angle.
- Verify pond/preserve easement boundaries and maintenance responsibility.
- Review builder warranty status and any remaining coverage on 2021 construction.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $312,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER THE AMELIA GROUP. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 6:02 PM.
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