$290,000
4057 LAZY ACRES Road, Middleburg, FL 32068, Middleburg, FL 32068
Lazy Acres
- Price
- $290,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 0.665 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 24
Over 1/2 acre on beautiful Black Creek. Build your custom home on this gorgeous lot! Property has concrete bulkhead with step down landing and small wooden dock as well as a catwalk and jet ski lift. Artesian well, septic tank and power pole already here. Great fishing and boating! Navigable to the St. Johns River and the Atlantic Ocean. The camper onsite is also available for sale. Call listing agent for details.
What to check on this one
- Verify flood zone designation with Clay County—'unknown' status must be confirmed before build planning
- Obtain septic tank inspection report and confirm system capacity for intended home size
- Confirm artesian well is functional; request water quality test results and permitted status
- Have surveyor verify lot boundaries, bulkhead/dock permit status, and any wetland setbacks
- Check if property requires Army Corps permit for dock/lift; confirm navigability claims with county
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $232,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 1:03 AM.
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