Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$397,000

1977 MILLINGTON Lane, Jacksonville, FL 32246, Jacksonville, FL 32246

Sutton Lakes

Price
$397,000
Beds / Baths
3 / 2
Living area
1,893 sqft
Year built
2001
Type
Residential
Lot
0.27 ac
Garage
2
HOA
$33/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
24
Elementary
Brookview
Middle
Landmark
High school
Sandalwood

$210/sqft asking, vs a $208/sqft median across 891 closed sales in 32246 over the last 12 months — 1% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this spacious concrete block home in the desirable Sutton Lakes community, perfectly positioned on a serene lakefront lot. The open floor plan creates a bright, inviting atmosphere ideal for both everyday living and entertaining. Thoughtful upgrades include beautiful maple cabinetry, a stylish tile foyer, upgraded lighting, a cast iron sink, and quality Kohler faucets. Step outside and enjoy the peaceful water views from the 10 x 20 screened enclosure, perfect for relaxing with your morning coffee or unwinding at the end of the day. Plus, offering $5,000 toward buyer's closing costs, making this beautiful home an even better opportunity in one of the area's most desirable communities.

What to check on this one

  • Confirm flood zone designation and obtain elevation certificate for lakefront lot.
  • Request roof inspection report—home is 25 years old, verify material and condition.
  • Verify HOA $33/mo covers what; request Sutton Lakes HOA docs and any restrictions.
  • Get 4-point inspection quote; lakefront + age may trigger insurer requirements.
  • Confirm cast iron plumbing extent; assess replacement cost if present throughout.
  • Review lake easement/deed restrictions and lakefront maintenance obligations.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,060/mo
Property tax (1.1% eff., Duval Co.)$364/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
All-in monthly (est.)$2,749/mo

Loan $317,600 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:46 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.