Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,150,000

5383 FLORENCE POINT Drive, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Florence Point

Price
$1,150,000
Beds / Baths
3 / 2
Living area
1,835 sqft
Year built
1993
Type
Residential
Lot
0.34 ac
Garage
2
HOA
$15/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
2
Elementary
Emma Love Hardee
Middle
Fernandina Beach
High school
Fernandina Beach

There's a stretch of marsh on Amelia Island's south end where the light changes by the hour, and this Florence Point home was built to watch it happen. This 3 bedroom, 2 bath home captures sweeping 2 mile Intracoastal Waterway views right from the back deck, quickly becoming the spot for morning coffee or an evening watching the sun drop across the marsh. A durable metal roof, new HVAC in 2025, new Trex deck, new windows and doors, and storm shutters bring peace of mind, while a water purifier, termite bond, security system, newer appliances, double ovens, gas cooking, and included washer/dryer add everyday convenience. Custom closets, murphy bed, Rhino exterior paint, an irrigation well, a circular driveway, and a two car garage round out a home designed to make ownership easier to enjoy. Florence Point is known for its low HOA, established setting and peaceful atmosphere, just a short ride from Historic Downtown Fernandina Beach, Amelia Island's beaches, waterfront dining, shopping, golf, and boating, the kind of setting that defines Low Country living at its best. Homes with Intracoastal views, sunset backdrops, and a peaceful south end location are increasingly hard to come by. Schedule your private showing!

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for Intracoastal waterfront property.
  • Confirm metal roof installation date and get insurer approval for coverage.
  • Review 2025 HVAC warranty terms and installation documentation.
  • Inspect well system service records and water purifier maintenance history.
  • Verify termite bond transfer and confirm current provider coverage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$5,967/mo
Property tax (1.1% eff., Nassau Co.)$1,054/mo
Homeowners insurance (est.)$671/mo
HOA$15/mo
All-in monthly (est.)$7,707/mo

Loan $920,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 10, 2026, 11:42 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.