Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$315,000

4916 CATTAIL Street, Middleburg, FL 32068, Middleburg, FL 32068

Jacksonville South

Price
$315,000
Beds / Baths
3 / 2
Living area
1,680 sqft
Year built
2011
Type
Residential
Lot
1.13 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
24

$188/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 4% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this move-in ready 3-bedroom, 2-bath home on 1.08 private acres in Middleburg with NO HOA and NO CDD fees. Bring your RV, boat, trailers, and outdoor toys--this property offers the space and freedom you've been looking for. Major updates include a new HVAC system and water heater within the last two years, plus a whole-home RainSoft water treatment system. The updated kitchen opens to a bright, inviting living area, while the spacious primary suite features a garden tub and separate shower. Relax or entertain on the oversized covered rear deck overlooking your private backyard. A covered RV/boat carport, two storage sheds, exterior security cameras, and subfloor insulation add comfort, convenience, and peace of mind. Enjoy country living with easy access to shopping, dining, schools, and Jacksonville. Schedule your private showing today!

What to check on this one

  • Verify roof age and get insurance quote—2011 home may face 15-year insurer limits soon.
  • Confirm flood zone with FEMA map and county; request elevation certificate if AE/VE.
  • Inspect septic system records and pumping history; well water test results.
  • Walk HVAC/water heater invoices—confirm install dates within last two years.
  • Verify RainSoft system ownership/lease transfer and service contract terms.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,634/mo
Property tax (1.1% eff., Clay Co.)$289/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,215/mo

Loan $252,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 24, 2026, 7:10 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.