Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$585,000

206 LOMBARD Way, St. Augustine, FL 32092

Shearwater

Price
$585,000
Beds / Baths
4 / 3
Living area
2,375 sqft
Year built
2019
Type
Residential
Lot
0.15 ac
Garage
2
HOA
$19/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
92

$246/sqft asking, vs a $207/sqft median across 2,593 closed sales in 32092 over the last 12 months — 19% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome home to this beautifully maintained St. Augustine residence in the desirable Shearwater community. Featuring an open-concept floor plan, spacious living areas, soaring ceilings, and a bright kitchen with abundant cabinetry and modern appliances. The private backyard and covered patio provide the perfect setting for relaxing or entertaining. A wonderful opportunity to enjoy comfortable Florida living in a sought-after community!

What to check on this one

  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Request CDD bond payoff amount and verify annual assessment schedule.
  • Verify roof warranty status and confirm no insurance non-renewals.
  • Review Shearwater HOA docs for rental restrictions and rules.
  • Request seller's property insurance declaration page and flood insurance status.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,035/mo
Property tax (1.1% eff., St. Johns Co.)$536/mo
Homeowners insurance (est.)$341/mo
HOA$19/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$4,098/mo

Loan $468,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of HEAVENLY HOME REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 8, 2026, 5:15 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.