Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$354,000

699 COASTLINE Way, St. Augustine, FL 32092, St. Augustine, FL 32092

Waterford Lakes

Price
$354,000
Beds / Baths
3 / 3
Living area
1,502 sqft
Year built
2023
Type
Townhouse
Lot
0.21 ac
Garage
1
HOA
$128/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
25

$236/sqft asking, vs a $196/sqft median across 364 closed sales in 32092 over the last 12 months — 20% above the area's closed prices. Condition and lot vary; that's what a showing is for.

There's something different about coming home when your day doesn't have to end at your front door. Step outside and you're surrounded by green space, with room to breathe and the Waterford Lakes amenity center just a short walk away. Spend Florida afternoons by the resort-style pool, cool off at the splash pad, hit the fitness center, or make an evening walk part of your routine. Back home, the outdoor space is a welcome surprise, with a larger fenceable area offering the opportunity for a spacious private yard, plus an added paver patio ready for grilling, dining, or unwinding. Inside, this 3-bedroom, 2.5-bath home offers approximately 1,500 SF with gathering spaces downstairs and bedrooms tucked away upstairs. It's green space outside your door, amenities within a short walk, and room to make your backyard your own. At Waterford Lakes, the amenities don't just surround where you live--they become part of how you live.

What to check on this one

  • Verify HOA covenants permit fence installation and backyard modifications.
  • Request HOA financial statements and reserve study (new community stability check).
  • Confirm flood zone designation and obtain elevation certificate if AE/VE.
  • Review HOA amenity maintenance fees; confirm $128/mo covers all stated facilities.
  • Inspect roof warranty documentation (2023 build—verify coverage length remaining).
  • Confirm homeowners insurance availability and rates for St. Johns County location.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,837/mo
Property tax (1.1% eff., St. Johns Co.)$325/mo
Homeowners insurance (est.)$292/mo
HOA$128/mo
All-in monthly (est.)$2,582/mo

Loan $283,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SALT HARBOR REAL ESTATE COMPANY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 8, 2026, 4:01 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.