Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$650,000

514 RIVER Road, Orange Park, FL 32073, Orange Park, FL 32073

Milbyrne

Price
$650,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
1 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
25

Beautiful and rare waterfront lot on River Rd in Orange Park. Build a stunning southern vernacular home on this one acre waterfront lot. Old graceful oak trees would be able to canopy your yard for exquisite shade. The remains of a dock still exist so you can easliy get a repair permit. Historic neighborhood as well as close to I-295 and Highway 17 so you are minites to everything including the Jax NAS just a mile and a half down the road. The lot next to this one is the same size (one acre) and is also availble. This lot was once a homesite to a mid century house. It's ready for a new home! Aerial photos coming soon.

What to check on this one

  • Verify flood zone designation and obtain FEMA flood map—riverfront lot risk critical for insurance/financing
  • Request elevation certificate; determine if lot is in AE/VE zone requiring base flood elevation data
  • Confirm riparian rights, dock repair permit feasibility, and any Army Corps or environmental permitting needs
  • Verify lot survey is current; check for easements, setback requirements, or deed restrictions on waterfront
  • Confirm utilities available (water, sewer, electric, gas) and connection costs to vacant lot
  • Research adjacent lot ownership; clarify if dual-lot purchase option exists and impacts site plan

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,373/mo
Property tax (1.1% eff., Clay Co.)$596/mo
Homeowners insurance (est.)$379/mo
All-in monthly (est.)$4,348/mo

Loan $520,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 8, 2026, 3:33 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.