$440,000
312 MORNING GLORY Lane, Fruit Cove, FL 32259, Fruit Cove, FL 32259
Julington Creek Plan
- Price
- $440,000
- Beds / Baths
- 4 / 2
- Living area
- 2,193 sqft
- Year built
- 1997
- Type
- Residential
- Lot
- 0.26 ac
- Garage
- 2
- HOA
- $48/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 25
A beautiful home in one of the most desirable neighborhoods in Julington Creek plantation. Spacious home featuring 4 bedrooms and 2 full bath,fully fenced backyard perfect for relaxing and entertainment. located in a highly desirable community near top rated schools, shopping, dining and major roadways. You will enjoy access to a beautiful amenities center with resort style facilities. Don't miss this opportunity to enjoy comfortable living in a fantastic location. Home was painted outside in 2025,Ac is 3 years old and roof with architectural shingles about 10 years old. Home is being refreshed inside .The listing price the most competitive in the market.Carpet will be replaced after painting is finished. SELLER CREDIT $5,000.00.
What to check on this one
- Confirm flood zone designation and elevation certificate requirement for this address.
- Verify CDD bond payoff amount and remaining assessment obligations.
- Request roof inspection report; at 10 years, confirm no insurer restrictions pending.
- Obtain HOA/CDD estoppel letter and Julington Creek Plantation governing documents.
- Verify AC unit warranty transfer eligibility (3 years old).
- Confirm carpet replacement completion before closing and any seller credit terms.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $352,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of INI REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 11:21 AM.
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