Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$600,000

3265 THUNDER Road, Middleburg, FL 32068, Middleburg, FL 32068

Middleburg

Price
$600,000
Beds / Baths
3 / 2
Living area
2,350 sqft
Year built
2008
Type
Residential
Lot
3 ac
Garage
4
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
18

$255/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 41% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to this beautiful white farmhouse tucked away at the end of Thunder Road on 3 acres. The spacious lot and peaceful setting create a welcoming first impression as you make your way through the gate and up the drive. Inside, the spacious living area flows seamlessly into the upgraded kitchen, featuring quartz countertops and soft-close cabinetry. The primary suite offers plenty of room to unwind with a relaxing garden tub and separate walk-in shower. Thoughtful updates include a brand new HVAC and roof replaced in 2020. Outside, the 60' x 24' oversized shop provides an impressive 1,440 square feet of space for vehicles, equipment, hobbies, recreational toys, or a workshop. With room to spread out and exceptional storage and workspace, this property offers the space and flexibility you've been looking for.

What to check on this one

  • Verify flood zone designation with Clay County Property Appraiser; check FEMA map for AE/VE requirements.
  • Confirm roof installation date and warranty; 2020 replacement should have 15+ years coverage remaining.
  • Inspect HVAC age/warranty; verify 'brand new' claim with service records or contractor documentation.
  • Review septic and well maintenance records; verify system capacity for 3-acre parcel.
  • Confirm shop structure is permitted accessory building; check for certificate of occupancy.
  • Verify property lines and easements; obtain survey if not current given rural 3-acre lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$3,113/mo
Property tax (1.1% eff., Clay Co.)$550/mo
Homeowners insurance (est.)$350/mo
All-in monthly (est.)$4,013/mo

Loan $480,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 6:45 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.