Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$2,250,000

8030 FIRST COAST Highway 110, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

Seaside Retreat

Price
$2,250,000
Beds / Baths
3 / 3
Living area
2,214 sqft
Year built
1999
Type
Condo
Lot
2.74 ac
Garage
2
HOA
$2,045/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
25

$1016/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 151% above the area's closed prices. Condition and lot vary; that's what a showing is for.

There's a stretch of Amelia Island where the ocean and river seem to trade places all day long, and this fifth floor condo has the best seat in the house. South facing and completely updated, this 3 bedroom, 3 bath home delivers panoramic views from sunrise over the water to sunset over the river, all from your private balconies. Inside, tile flooring, tongue and groove wood ceilings, a single slab backsplash, KitchenAid appliances, an induction cooktop, and a reverse osmosis water system bring luxury coastal living into sharp focus, with an open concept layout that flows straight out to the view. The primary suite opens directly onto the balcony, with a soaking tub, separate shower, dual vanities, a walk-in closet, and plantation blinds framing the ocean beyond, mounted TVs included. A guest suite makes smart use of space with a Murphy bed, a walk-in closet, an updated bathroom, and its own private balcony over the river at sunset, while the third bedroom brings an ensuite bathroom and equally stunning river views. Furniture is negotiable. The big ticket items are already handled, with a new Trane 16 SEER HVAC system, IQ Fiber high speed internet, in unit laundry with washer and dryer included, a freshly repainted exterior, a roof from 2022, and all milestone requirements complete. This gated community rounds out the package with two assigned garage parking spaces, dedicated storage, a pet friendly policy, an oceanfront pool, greenspace, direct private beach access, tennis courts, and pickleball. This is one of Amelia Island's most sought after oceanfront addresses. Love where you live.

What to check on this one

  • Obtain condo milestone inspection report and SIRS reserve study from HOA immediately.
  • Request flood zone official designation and elevation certificate for this waterfront unit.
  • Verify HOA $2,045/mo covers all insurance, reserves, and special assessments pending.
  • Confirm condo allows short-term rental; review lease terms if applicable.
  • Get HVAC warranty details; confirm 16 SEER system install date and coverage.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$11,675/mo
Property tax (1.1% eff., Nassau Co.)$2,063/mo
Homeowners insurance (est.)$1,313/mo
HOA$2,045/mo
All-in monthly (est.)$17,096/mo

Loan $1,800,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of SUMMER HOUSE REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 11:39 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.