$370,000
270 AMBER RIDGE Road, Jacksonville, FL 32218, Jacksonville, FL 32218
Cedar Bay
- Price
- $370,000
- Beds / Baths
- 4 / 4
- Living area
- 2,775 sqft
- Year built
- 2014
- Type
- Residential
- Lot
- 0.13 ac
- Garage
- 2
- HOA
- $49/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 28
- Elementary
- San Mateo
- Middle
- Oceanway
- High school
- First Coast
$133/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 17% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Looking for a home with plenty of space and a great layout? This 2,775 sq. ft. two story home has everything you need! With 4 bedrooms, 3.5 bathrooms, and a flexible floor plan, there's room for everyone. The first floor features a private guest suite, making it perfect for guests, in laws, or multigenerational living. Upstairs you'll find the spacious primary suite, two additional bedrooms, and a loft that can be used as a second living area, playroom, or home office. Enjoy hosting family and friends in the formal dining room, or relax on the screened patio overlooking the fully fenced backyard with plenty of space for kids and pets to play. Built in 2014 and located in a low HOA community, this home offers so much! Conveniently located 30 mins from Mayport and just 10 mins from the River City Market place. A formal dining room provides additional gathering space, while the first floor also includes a secondary bedroom with its own full bath and walk-in closet--ideal for guests, a home office, or flexible use. Upstairs, the expansive primary suite features dual walk-in closets and a spacious ensuite bath with double vanities, a soaking tub, separate shower, and private water closet. Two additional bedrooms, a generous family room/loft, upstairs laundry room, and multiple storage areas complete the second level. Additional highlights include a covered front porch, screened rear porch, attached two-car garage, and a thoughtfully designed floor plan that offers space, functionality, and flexibility throughout.
What to check on this one
- Verify roof age and get inspection report; 2014 build approaching insurance threshold.
- Request 4-point inspection and wind-mitigation report for underwriting.
- Confirm flood zone designation and obtain elevation certificate if needed.
- Review HOA docs for any restrictions on guest suite rental or home office use.
- Inspect screened patio and fencing condition; verify any structural repairs since 2014.
- Confirm all HVAC and plumbing systems original or replaced; document service history.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $296,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 9:15 PM.
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