Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$369,900

1601 NECTARINE Street I1, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034

The Palms At Amelia

Price
$369,900
Beds / Baths
3 / 2
Living area
1,193 sqft
Year built
1999
Type
Condo
Lot
4.61 ac
Garage
0
HOA
$477/mo
CDD
No
Flood zone
Unknown
County
Nassau
Days on market
67

$310/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 23% below the area's closed prices. Priced 23% below comparable sales despite complete remodels, updated kitchen, bathrooms, and prime Amelia Island location near beach and downtown.

COMPLETELY REMODELED, great location and PRICED TO SELL! Own your piece of paradise on Amelia Island in this rare first-floor, corner-unit condo located in the gated community of The Palms at Amelia. Just one block from the hospital and within walking and biking distance to the pristine beaches of Amelia Island and the historic downtown of Fernandina Beach, this property offers an exceptional coastal lifestyle with everyday convenience. This fully remodeled condo features wood-look, tile flooring throughout, all new white, custom kitchen cabinetry with sparkling quartz countertops and stainless-steel appliances. The custom cabinetry is extended into the dining room for additional storage and organization. Both bathrooms have been nicely updated with coastal charm. Enjoy the ease of no stairs, ample parking and low maintenance living. Community amenities include a year-round heated pool and hot tub, cabana, picnic area and grills creating an outdoor space for relaxing and entertaining. Short-term rentals are not permitted, making this condo perfect for a primary residence, second home or weekend getaway. Nassau County School District is the #1 District in the state of Florida with all "A" rated schools.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone.
  • Review condo SIRS report, milestone inspection, and reserve funding status.
  • Confirm HOA $477/mo covers all fees; request 12 months financials and meeting minutes.
  • Inspect roof age and condition; obtain 4-point inspection if nearing 20 years.
  • Verify plumbing materials (polybutylene/cast-iron concerns pre-1995); review recent remodel permits.
  • Confirm short-term rental restriction in writing; check CC&Rs for investment use limits.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,919/mo
Property tax (1.1% eff., Nassau Co.)$339/mo
Homeowners insurance (est.)$292/mo
HOA$477/mo
All-in monthly (est.)$3,027/mo

Loan $295,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 9:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.