Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$399,000

1028 4TH Street N G, Jacksonville Beach, FL 32250, Jacksonville Beach, FL 32250

Windbreaker

Price
$399,000
Beds / Baths
2 / 2
Living area
954 sqft
Year built
1984
Type
Condo
Lot
0.02 ac
Garage
0
HOA
$535/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
25
Elementary
San Pablo
Middle
Duncan Fletcher
High school
Duncan Fletcher

$418/sqft asking, vs a $380/sqft median across 254 closed sales in 32250 over the last 12 months — 10% above the area's closed prices. Condition and lot vary; that's what a showing is for.

One of the most desirable units in Windbreaker-this beautifully updated 3rd floor beach condo is a must-see! Step inside and you'll immediately appriciate the natural light, coastal feel, and move-in-ready condition of this incredible beach getaway or investment property. This immaculate 2/2 condo has been thoughtfully updated throughout, including brand new A/C in 2026. This stylish kitchen features stainless steel appliances, quartz and custom cabinetry, making it as functional as it is beautiful. Located just blocks away from the ocean, you can easily walk to the beach, nearby restaurants, shopping and entertainment. This unit includes 2 marked parking spaces. Move in, head to the beach, and start enjoying the beach lifestyle from day one. Don't miss your opportunity to own this exceptional Jacksonville Beach condo!

What to check on this one

  • Verify condo milestone inspection (SIRS report) status and any deferred repairs.
  • Confirm HOA documents: bylaws, rental restrictions, capital reserve fund status.
  • Request flood zone designation; obtain elevation certificate if in AE/VE.
  • Review roof age and last inspection date; confirm insurer will cover at 42 years old.
  • Verify new A/C unit warranty and installation contractor documentation.
  • Confirm 2 parking spaces are deeded; check lease or deed restrictions.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,070/mo
Property tax (1.1% eff., Duval Co.)$366/mo
Homeowners insurance (est.)$292/mo
HOA$535/mo
All-in monthly (est.)$3,263/mo

Loan $319,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 7:25 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.