Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$409,000

77 TIMOGA Trail, St. Augustine, FL 32084, St. Augustine, FL 32084

Villages Of Seloy

Price
$409,000
Beds / Baths
2 / 2
Living area
0 sqft
Year built
2022
Type
Condo
Lot
Garage
2
HOA
$488/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
27

Welcome to effortless Florida living in the highly sought-after Villages of Seloy, a gated 55+ community just minutes from historic downtown St. Augustine, beautiful beaches, shopping, dining, and medical facilities. This beautifully maintained single-level condo offers the perfect blend of comfort, style, and low-maintenance living. Step inside to discover a bright, open-concept floor plan filled with natural light, soaring ceilings, and spacious living areas designed for both everyday living and entertaining. The well-appointed kitchen flows seamlessly into the dining and living spaces, while the split-bedroom layout provides privacy for owners and guests alike. The generous primary suite features a walk-in closet and private bath, creating a peaceful retreat at the end of the day. Relax with your morning coffee or evening glass of wine in the screened lanai while enjoying the peaceful surroundings. An attached two-car garage provides ample storage and convenience, and the HOA take

What to check on this one

  • Verify condo milestone/SIRS report status and reserve fund adequacy.
  • Confirm HOA $488/mo covers all utilities, insurance, and what's excluded.
  • Obtain flood zone designation and elevation certificate from county.
  • Review condo bylaws for 55+ age restrictions and rental lease rules.
  • Confirm builder warranty coverage remaining on 2022 construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,122/mo
Property tax (1.1% eff., St. Johns Co.)$375/mo
Homeowners insurance (est.)$292/mo
HOA$488/mo
All-in monthly (est.)$3,277/mo

Loan $327,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 4:03 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.