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Ask Ben.
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Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$1,648,999

164 N RIVER Drive, St. Augustine, FL 32095, St. Augustine, FL 32095

Palencia

Price
$1,648,999
Beds / Baths
4 / 8
Living area
7,134 sqft
Year built
2015
Type
Residential
Lot
0.93 ac
Garage
3
HOA
$10/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
25

$231/sqft asking, vs a $206/sqft median across 1,018 closed sales in 32095 over the last 12 months — 12% above the area's closed prices. Condition and lot vary; that's what a showing is for.

This Palencia home needs some love to bring it back to life, but with 7,134 sq. ft. on a private, nearly one-acre lot, the possibilities are endless. This Mediterranean-style estate was built with , spray foam insulation, and imported travertine flooring throughout, including the stair treads. Designed for multi-generational living, the property features a detached casita with a private bath and kitchenette, plus a separate living area above the garage with its own staircase and full bath. Every bedroom features an ensuite bath, with a secondary bedroom offering the potential for a second primary suite. The chef's kitchen features double islands, a 48'' Wolf 6-burner range with griddle and double ovens, Wolf microwave/convection oven, built-in Wolf steamer, 48'' Sub-Zero refrigerator, and custom range hood. Outside, a European-inspired courtyard creates a grand entrance, while the full-width covered lanai offers an outdoor kitchen, gas fireplace, and full pool bath. The expansive backyard provides plenty of space for a future pool. Additional features include surround sound and surveillance wiring. With incredible bones, high-end finishes, and endless potential, this Palencia estate is ready for someone to bring it back to its full glory. Home was purchased through foreclosure. The current owner has no prior knowledge of the property's history or condition beyond what is visibly observable

What to check on this one

  • Verify flood zone designation & elevation certificate requirement for St. Johns County.
  • Request CDD bond payoff amount & annual assessment; confirm no special lien.
  • Inspect roof age & condition; confirm insurer will cover at 11 years old.
  • Have 4-point inspection completed before commitment.
  • Verify all Wolf/Sub-Zero appliance warranties transferable to new owner.
  • Confirm detached casita & garage living area permitted; check zoning compliance.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$8,556/mo
Property tax (1.1% eff., St. Johns Co.)$1,512/mo
Homeowners insurance (est.)$962/mo
HOA$10/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$11,207/mo

Loan $1,319,199 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EXIT INSPIRED REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 1:04 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.