$475,000
110 CEDAR CREEK Road, Palatka, FL 32177, Palatka, FL 32177
Metes & Bounds
- Price
- $475,000
- Beds / Baths
- 2 / 2
- Living area
- 1,789 sqft
- Year built
- 1974
- Type
- Residential
- Lot
- 0.71 ac
- Garage
- 1
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 4
Wake up to breathtaking scenery and enjoy panoramic views of the St. Johns River from the primary suite, dining room, and living room in this charming waterfront retreat. Whether you're casting a line from your private dock, launching a kayak, cruising by boat, or enjoying seasonal shrimping, every day feels like a getaway. Set on a beautifully shaded .71-acre lot with 105+/- riverfront feet and majestic live oaks, this 2-bedroom, 2-bath concrete block home also features an office/storage room, attached garage, fireplace, spacious dining room, and a functional kitchen with stainless appliances and open shelving. After a day on the water or in the garden, rinse off in the convenient outdoor shower and unwind on the deck while taking in the peaceful river views. Complete with a covered boathouse and boat lift, this property is your opportunity to embrace the relaxed, year-round riverfront lifestyle.
What to check on this one
- Verify flood zone designation and obtain elevation certificate for St. Johns River waterfront property.
- Confirm roof age and condition; 52-year-old home may face insurance underwriting challenges.
- Order 4-point inspection and wind-mitigation report; insurer requirements for pre-1975 concrete block home.
- Check plumbing material (cast-iron likely); confirm septic system service records and septic inspection.
- Review dock, boathouse, and boat lift permits and maintenance obligations with seller.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $380,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 8:15 PM.
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