Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$120,000

3631 KIRKPATRICK Circle 2, Jacksonville, FL 32210, Jacksonville, FL 32210

Willow Ridge

Price
$120,000
Beds / Baths
3 / 2
Living area
1,157 sqft
Year built
2006
Type
Condo
Lot
Garage
0
HOA
$435/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
25
Middle
Select One

$104/sqft asking, vs a $127/sqft median across 75 closed sales in 32210 over the last 12 months — 18% below the area's closed prices. Condition and lot vary; that's what a showing is for.

3/2 ground floor unit in great condition in GATED Community Convenient and centrally located open kitchen with small breakfast bar, Split bedroom floorplan features a family/dining room combo.Super clean, wood look tile flooring throughout for easy maintenance. Primary bedroom has a walk in closet and a shower/tub combo. Large living room over looks peaceful pond and sliding glass doors open up to covered patio with small storage area. Subdivision is gated and features a community pool, and playground. Community also has plenty of visitor parking for your guests. Subdivision is conveniently located minutes from a major highway to Downtown JAX, NAS JAX and Cecil Commerce Center.

What to check on this one

  • Verify roof age and get 4-point inspection quote—2006 unit approaching insurer limits.
  • Request condo milestone/SIRS reports and review HOA reserve funding status.
  • Confirm flood zone designation and obtain elevation certificate for waterfront location.
  • Pull last 3 years HOA meeting minutes and budget; verify $435/mo covers all.
  • Inspect plumbing for polybutylene or cast-iron; confirm water heater age.
  • Verify gated community amenity maintenance fund and any special assessments pending.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$623/mo
Property tax (1.1% eff., Duval Co.)$110/mo
Homeowners insurance (est.)$292/mo
HOA$435/mo
All-in monthly (est.)$1,460/mo

Loan $96,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of RESIDENTIAL WEALTH BUILDERS REALTY AND PROPERTY MANAGEMENT. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 5:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.