Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$419,000

16425 MCNAIR BRANCH Circle, Jacksonville, FL 32218, Jacksonville, FL 32218

Joseph Oaks

Price
$419,000
Beds / Baths
4 / 3
Living area
2,139 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$85/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
25
Middle
Select One

$196/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 23% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Modern design and functional living come together in this exceptional 4-bedroom, 3-bath Mystique floorplan with a 2-car garage. An open-concept layout is enhanced by luxury vinyl plank flooring throughout the main living areas, while the gathering room features a tray ceiling and plenty of natural light. Step outside to the covered lanai, creating a seamless extension of the living space. The chef-inspired kitchen is complete with quartz countertops, 42-inch upper white cabinetry, a white subway tile backsplash, a spacious island, and a full Whirlpool appliance package, including a refrigerator. The owner's bath showcases a heavy glass shower door for a polished finish. Additional upgrades include 8-foot interior doors, a floor outlet, matte black hardware, a gas line stub, a smart home system, and designer touches throughout.

What to check on this one

  • Verify HOA $85/mo covers what; request CC&Rs and current budget
  • Confirm flood zone designation and get elevation certificate if needed
  • Review builder warranty terms and transferability to next owner
  • Inspect smart home system compatibility and transfer of credentials
  • Verify all Whirlpool appliances include manufacturer warranties

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,174/mo
Property tax (1.1% eff., Duval Co.)$384/mo
Homeowners insurance (est.)$292/mo
HOA$85/mo
All-in monthly (est.)$2,935/mo

Loan $335,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 3:45 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.