Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$390,000

2980 OAK Road, Orange Park, FL 32065, Orange Park, FL 32065

Doctors Lake Estates

Price
$390,000
Beds / Baths
4 / 2
Living area
2,612 sqft
Year built
1979
Type
Residential
Lot
0.31 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Clay
Days on market
26

$149/sqft asking, vs a $172/sqft median across 704 closed sales in 32065 over the last 12 months — 13% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to your next home in the desirable Doctors Lake Estates! This spacious 4-bedroom, 2-bathroom home offers the perfect blend of comfort, functionality, and lifestyle. Featuring a bright, open layout with generous living spaces, a large screened lanai, and a fully fenced, private backyard complete with an outdoor gazebo perfect for relaxing. From the moment you arrive, you'll appreciate the inviting curb appeal, oversized driveway with plenty of parking and attached 2-car garage. Located in a quiet, family-friendly community with highly rated schools, this home offers the perfect setting for families. Love boating? You'll be just minutes from public boat ramps with easy access to Doctors Lake and the St. Johns River--making this an ideal location for boat owners and outdoor enthusiasts.

What to check on this one

  • Verify roof age and condition; 47 years old likely needs inspection before closing.
  • Obtain 4-point inspection and wind-mitigation report (required for insurance on 1979 home).
  • Confirm flood zone designation and request elevation certificate if in AE/VE zone.
  • Inspect plumbing for polybutylene or cast-iron; common failure points in 1979 homes.
  • Review HVAC age and service records; confirm remaining useful life.
  • Get pest inspection to rule out termite damage common in older Florida construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,024/mo
Property tax (1.1% eff., Clay Co.)$358/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,674/mo

Loan $312,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ENRG GLOBAL REALTY, LLC. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 3:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.