$475,000
239 ELM CREEK Drive, St. Augustine, FL 32092
Silverleaf
- Price
- $475,000
- Beds / Baths
- 4 / 3
- Living area
- 2,387 sqft
- Year built
- 2023
- Type
- Residential
- Lot
- 0.18 ac
- Garage
- 2
- HOA
- $100/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 26
- Elementary
- Magnolia Oaks Academy
- Middle
- Magnolia Oaks Academy
- High school
- Tocoi Creek
$199/sqft asking, vs a $205/sqft median across 2,774 closed sales in 32092 over the last 12 months — 3% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Built by Richmond American in 2024, 4 bedroom, 3 full bath with a loft for extra space, this home is loaded with upgrades already completed: including a fence, screened lanai with no-see-um mesh, whole-home water filtration with reverse osmosis, upgraded ceiling fans throughout, enhanced landscaping with palm trees and decorative white rock, and both gas and electric dryer hookups. Located in the award-winning SilverLeaf community, residents enjoy resort-style pools, splash parks, pickleball and tennis courts, playgrounds, dog parks, miles of walking and biking trails, and golf-cart-friendly living--all just minutes from shopping, dining
What to check on this one
- Verify flood zone designation and obtain elevation certificate if in AE/VE zone
- Confirm HOA dues cap and review SilverLeaf CC&Rs for rental restrictions
- Request builder warranty details and transferability to second owner
- Inspect whole-home water filtration system maintenance schedule and filter costs
- Verify screened lanai permits and no-see-um mesh durability/replacement timeline
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $380,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 13, 2026, 7:08 PM.
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