Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$210,000

2988 HANGING VALLEY Lane, Orange Park, FL 32065

Somerset

Price
$210,000
Beds / Baths
4 / 2
Living area
1,877 sqft
Year built
2020
Type
Residential
Lot
0.16 ac
Garage
2
HOA
$44/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
14

''SHORT SALE!! SHORT SALE!! Seller accepting CASH and Conventional financing ONLY!! Needs TLC. Bankruptcy short sale will take about 120 days to get response on offer from lien holders. 4 bedroom, 2 full bathroom, 2 car garage with a fully fenced back yard.

What to check on this one

  • Verify flood zone via FEMA map; request elevation certificate if AE/VE.
  • Order 4-point inspection; confirm roof age and condition given 2020 build.
  • Get HOA docs, CC&Rs, and confirm $44/mo covers all fees and reserves.
  • Walk property for deferred maintenance scope; document TLC needs in writing.
  • Confirm short-sale lien-holder approval timeline and any pre-approval contingencies.
  • Verify clear title; check for other liens or tax issues before offer.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,090/mo
Property tax (1.1% eff., Clay Co.)$193/mo
Homeowners insurance (est.)$292/mo
HOA$44/mo
All-in monthly (est.)$1,619/mo

Loan $168,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of 7 STAR REALTY, INC.. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 7:27 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.