$385,000
123 KYTE Road, San Mateo, FL 32187, San Mateo, FL 32187
San Mateo
- Price
- $385,000
- Beds / Baths
- 4 / 2
- Living area
- 1,720 sqft
- Year built
- 2027
- Type
- Residential
- Lot
- 1.03 ac
- Garage
- 2
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 25
- Elementary
- Browning Pearce
- High school
- Palatka
$224/sqft asking, vs a $178/sqft median across 18 closed sales in 32187 over the last 12 months — 25% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Build your dream home on a full acre in the highly desirable San Mateo area! This thoughtfully designed pre-construction home offers quality, privacy, space, and convenience. Planned features include 2x6 exterior walls, spray-foam roof insulation, Low-E windows, durable LP SmartSide siding, LVP flooring, tile showers, quartz countertops, soft-close cabinetry, 9-ft ceilings throughout, and a vaulted ceiling in the living room. Since construction has not yet begun, the future homeowner will have the opportunity to customize select finishes and make the home their own. Enjoy the privacy and freedom of a spacious one-acre homesite with plenty of room to spread out, entertain, or create your ideal outdoor space. Located just 5 minutes from the St. Johns River, 15 minutes from Palatka, and 35 minutes from historic St. Augustine. Two additional pre-construction homesites are also available in the neighborhood, creating a great opportunity for family or friends to build nearby!
What to check on this one
- Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
- Verify builder's warranty terms, construction timeline, and customization deadlines in writing.
- Review final plot plan, setbacks, and septic/well service availability for 1-acre lot.
- Confirm builder's insurance requirements and lender approval of pre-construction financing.
- Get written specifications for all planned finishes; confirm what is customizable vs. locked.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $308,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 12:26 PM.
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