$395,000
46 HARDWOOD Trail, Palm Coast, FL 32137, Palm Coast, FL 32137
Sawmill Branch
- Price
- $395,000
- Beds / Baths
- 3 / 3
- Living area
- 2,033 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $155/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Flagler
- Days on market
- 21
- Elementary
- Belle Terre
- Middle
- Indian Trails
- High school
- Matanzas
The Elton is a thoughtfully constructed single-story home available in communities across North Florida, designed with low maintenance living in mind for the 55+ lifestyle. With a two-car garage and a choice of three distinct exterior elevations, buyers can select a look that reflects their style. This 2,033-square-foot floor plan offers a spacious layout featuring three bedrooms and three full baths, including two main suites. This unique feature is perfect for hosting overnight guests or multi-generational living. The single-level design provides easy accessibility with no stairs and an effortless flow from room to room. Inside, the open-concept living area is centered around a modern kitchen featuring a large center island, quartz countertops, and designer-selected finishes that offer both elegance and functionality. Each main suite is a private retreat with ensuite bathrooms complete with dual comfort-height vanities, oversized walk-in showers, and large walk-in closets.
What to check on this one
- Verify exact flood zone designation and elevation certificate requirement with seller/builder.
- Obtain CDD bond payoff amount and remaining assessment schedule from Flagler County.
- Confirm HOA $155/mo covers what amenities; request current reserve study and rules.
- Review builder warranty terms, structural coverage, and appliance/HVAC coverage lengths.
- Confirm new construction inspection (10-day walk-through) completed; document any defects in writing.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $316,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of D R HORTON REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 7:45 PM.
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