Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$200,000

4649 SURAY Avenue, Jacksonville, FL 32208, Jacksonville, FL 32208

Osceola Forest

Price
$200,000
Beds / Baths
3 / 2
Living area
1,220 sqft
Year built
2023
Type
Residential
Lot
0.18 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
26

$164/sqft asking, vs a $116/sqft median across 744 closed sales in 32208 over the last 12 months — 41% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Built in 2023! Beautiful 3 BR / 2 BA / 1-Car Garage home in quiet Osceola Forest with NO HOA or CDD fees! Modern open floor plan featuring 100% LVP flooring throughout--NO CARPET! Gourmet kitchen with dark cabinets, stainless appliances (dishwasher & microwave included; stainless stove & refrigerator) Dedicated indoor laundry room. Architectural shingle roof & caged AC unit. Huge oak-shaded backyard with a fire pit! Minutes from Downtown, Riverside, and San Marco. SHORT SALE: Subject to lender approval. Buyer agent to verify all measurements. Schedule your showing today!

What to check on this one

  • Verify short sale lender approval timeline and contingency requirements with listing agent.
  • Confirm exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Request builder warranty documentation and transferability to new owner.
  • Inspect roof installation date and obtain roofing permit records from Duval County.
  • Verify all appliance serial numbers match listing (dishwasher, microwave, stove, refrigerator).
  • Confirm square footage and lot size with Duval County property appraiser records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,038/mo
Property tax (1.1% eff., Duval Co.)$183/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,513/mo

Loan $160,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 3:56 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.