Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$475,000

3044 MAIN Street, Folkston, FL 31537, Folkston, FL 31537

Rural

Price
$475,000
Beds / Baths
4 / 3
Living area
3,090 sqft
Year built
1980
Type
Residential
Lot
2.7 ac
Garage
1
HOA
None
CDD
No
Flood zone
Unknown
County
Charlton
Days on market
33
Elementary
Other
Middle
Other
High school
Other

Welcome to your own private retreat in the heart of Folkston! Situated on 2.7 acres, this beautifully updated property with over $20,000 in recent improvements. The home features an open floorpan with an oversized kitchen complete with granite countertops, a large island, stainless steel appliances, and a large dining area that's perfect for hosting family and friends. This property also has 1,000-square-foot shop/man cave with an upstairs loft with the potential to be finished into additional living or workspace. A covered lean-to provides the ideal setting for cookouts, game days, and gatherings, while the spacious back deck and patio with a fire pit, to create the perfect place to relax on cool Georgia evenings. this property truly has something for everyone. Adding even more value, the property includes a private well dedicated to irrigation along with a Beehyve smart irrigation system. There is also potential to split the property or add a second dwelling.

What to check on this one

  • Verify well water quality and septic system capacity/inspection records.
  • Confirm roof age and condition; get 4-point inspection for insurance approval.
  • Document all recent renovation work and permits ($20k+ improvements).
  • Inspect shop/loft structural integrity and any electrical/plumbing upgrades.
  • Obtain flood zone designation and elevation certificate from county.
  • Verify pool compliance: permits, safety certification, and annual maintenance records.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,465/mo
Property tax (1.1% eff., Charlton Co.)$435/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$3,192/mo

Loan $380,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of REAL BROKER LLC. Data via realMLS (Northeast Florida MLS), updated Aug 25, 2026, 1:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.