$543,005
145 ANCIENT SPRINGS Lane, St. Augustine, FL 32092, St. Augustine, FL 32092
Evergreen Island at Silverleaf
- Price
- $543,005
- Beds / Baths
- 4 / 3
- Living area
- 2,448 sqft
- Year built
- 2026
- Type
- Residential
- Lot
- —
- Garage
- 2
- HOA
- $167/mo
- CDD
- No
- Flood zone
- Unknown
- County
- St. Johns
- Days on market
- 0
- Elementary
- Magnolia Oaks Academy
- Middle
- Magnolia Oaks Academy
- High school
- Tocoi Creek
McClenaghan II J Lot 16
What to check on this one
- Verify HOA $167/mo includes what services; request current budget & reserve study.
- Confirm builder warranty coverage details and transferability to second owner.
- Request final Certificate of Occupancy and all builder warranties documentation.
- Determine flood zone designation; order elevation certificate if AE/VE zone.
- Review HOA rental restrictions before closing if investment intent.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Principal & interest$2,818/mo
Property tax (1.1% eff., St. Johns Co.)$498/mo
Homeowners insurance (est.)$317/mo
HOA$167/mo
All-in monthly (est.)$3,800/mo
Loan $434,404 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of WEEKLEY HOMES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 7, 2026, 2:03 PM.
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