$377,500
95022 WINDFLOWER Trail, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Amelia Concourse
- Price
- $377,500
- Beds / Baths
- 3 / 2
- Living area
- 1,551 sqft
- Year built
- 2012
- Type
- Residential
- Lot
- 0.25 ac
- Garage
- 2
- HOA
- $10/mo
- CDD
- Yes
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 26
$243/sqft asking, vs a $254/sqft median across 1,186 closed sales in 32034 over the last 12 months — 4% below the area's closed prices. Condition and lot vary; that's what a showing is for.
Enjoy peaceful pond views from this well-designed home featuring an open layout that's ideal for both everyday living and entertaining. Tile and luxury vinyl plank flooring flow throughout the main living areas, while the kitchen is equipped with stainless steel appliances and overlooks the spacious living and dining spaces. The split-bedroom floor plan provides added privacy, and the covered screened patio offers the perfect spot to unwind while taking in the water views. Offering 3 bedrooms and 2 bathrooms, this home is located in the desirable Amelia Concourse community, where residents enjoy a resort-style pool, splash park, playground, clubhouse, and scenic green spaces. Conveniently located near shopping, dining, medical facilities, and highly rated Nassau County schools, with easy access to I-95 and just a short drive to Amelia Island's beaches, historic downtown Fernandina Beach, golf, and boating. ***Some Photos Have Been Virtually Staged***
What to check on this one
- Verify actual flood zone designation and obtain elevation certificate if in AE/VE.
- Request CDD bond payoff amount and confirm annual assessment details.
- Confirm roof age and get 4-point inspection quote for insurance.
- Review HOA docs: rental restrictions, fees, reserve study status.
- Inspect plumbing type; if pre-1995, budget for potential polybutylene replacement.
- Verify waterfront easement/deed restrictions and pond maintenance responsibility.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $302,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 11:41 PM.
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