$200,000
150 PIONEER Trail, Palatka, FL 32043, Palatka, FL 32043
Cedar Creek Country
- Price
- $200,000
- Beds / Baths
- 0 / 0
- Living area
- 0 sqft
- Year built
- 0
- Type
- Land
- Lot
- 1.93 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 27
This is a rare opportunity to create the waterfront home you've always envisioned on approximately 1.98 acres just off the majestic St. Johns River. Partially cleared, this unique property offers the perfect balance of privacy and natural beauty. Create your own meandering path through protected wetlands that leads to approximately 103 feet of breathtaking waterfront, where panoramic water views and endless recreational possibilities await. Enjoy direct navigable access to the Atlantic Ocean and beyond, making this an ideal setting for boating, fishing, and kayaking. Whether you're seeking a peaceful retreat or the site for your custom dream home, this exceptional property combines acreage, waterfront living, and natural Florida beauty in one remarkable offering.
What to check on this one
- Verify exact flood zone designation and obtain FEMA flood map — critical for building permits and insurance.
- Confirm wetland boundaries and DEP jurisdictional lines — impacts buildable area and permitting timeline.
- Obtain Phase I environmental assessment — standard for waterfront land development.
- Verify St. Johns River riparian setback requirements and Florida DEP dock/structure regulations.
- Confirm 103-foot waterfront measurement and survey — use certified surveyor for development planning.
- Check Putnam County building codes, septic/well feasibility, and stormwater management requirements for this acreage.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $160,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of COLDWELL BANKER BEN BATES INC. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 9:58 PM.
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