$107,500
209 W 23RD Street, Jacksonville, FL 32206
Pearl Plaza
- Price
- $107,500
- Beds / Baths
- 4 / 2
- Living area
- 1,687 sqft
- Year built
- 1925
- Type
- MultiFamily
- Lot
- 0.1 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Duval
- Days on market
- 23
GREAT OPPORTUNITY FOR THE SAVVY INVESTOR. 3 BEDROOM 1 BATH HOUSE. DETACHED EFFICIENCY APT WITH LIVING AREA/KITCHEN, SLEEPING AREA AND A FULL BATH FOR EXTRA INCOME. HIGH CEILINGS, LOTS OF NATURAL LIGHT, BIG KITCHEN & LARGE FRONT PORCH WILL EXCITE YOUR TENANTS AND KEEP THEM THERE. CASH, RENO LOAN OR HARD MONEY. NO OWNER FINANCING.
What to check on this one
- Verify flood zone—unknown status requires FEMA map check and elevation certificate if AE/VE.
- Roof inspection mandatory: 101 years old, likely at or past insurer limits; get age documentation.
- Order 4-point inspection (roof, HVAC, plumbing, electrical) and wind-mitigation report for underwriting.
- Inspect plumbing type—1925 build may have cast-iron or polybutylene; verify material and condition.
- Confirm duplex/efficiency unit zoning compliance and short-term rental eligibility with City of Jacksonville.
- Get septic vs. municipal sewer confirmation; if septic, pull service history and soil test results.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $86,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of DISTINCTIVE PROPERTIES OF JACKSONVILLE INC. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 1:09 PM.
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