Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$225,000

10961 BURNT MILL Road 614, Jacksonville, FL 32256, Jacksonville, FL 32256

Reserve At James Island Lc

Price
$225,000
Beds / Baths
2 / 2
Living area
1,171 sqft
Year built
2001
Type
Condo
Lot
0.02 ac
Garage
1
HOA
$474/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
26

$192/sqft asking, vs a $140/sqft median across 476 closed sales in 32256 over the last 12 months — 37% above the area's closed prices. Condition and lot vary; that's what a showing is for.

RARE PRIVATE 1-CAR GARAGE! Experience low-maintenance living in the gated community of Reserve at James Island. This turnkey, ground-floor condo features serene lake views from every room, an open floor plan, and a modern kitchen with granite countertops, stainless steel appliances, and ample cabinetry. The spacious split-bedroom layout offers privacy, walk-in closets, and beautiful water views, while the covered patio provides the perfect place to relax. Enjoy resort-style amenities including a pool, indoor basketball court, 24-hour fitness center, clubhouse, business center, and car care station. Ideally located in Jacksonville's thriving Southside, just minutes from St. Johns Town Center, The Avenues, Durbin Park, dining, shopping, Mayo Clinic, UNF, I-95, I-295, JTB, and the beaches. Move-in ready and an exceptional value!

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement for condo.
  • Review condo milestone/SIRS reports and reserve fund status.
  • Confirm HOA documents, rental restrictions, and lease transfer policies.
  • Get roof age and last replacement/inspection date for the building.
  • Verify 4-point and wind-mitigation inspection eligibility and costs.
  • Confirm garage deed restrictions and exclusive-use rights in condo docs.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,167/mo
Property tax (1.1% eff., Duval Co.)$206/mo
Homeowners insurance (est.)$292/mo
HOA$474/mo
All-in monthly (est.)$2,139/mo

Loan $180,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of EPIQUE REALTY, INC. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 3:28 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.