Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$360,000

647 SUNNY STROLL Drive, Middleburg, FL 32068, Middleburg, FL 32068

Kindle Wood

Price
$360,000
Beds / Baths
4 / 3
Living area
2,194 sqft
Year built
2009
Type
Residential
Lot
0.18 ac
Garage
2
HOA
$62/mo
CDD
No
Flood zone
Unknown
County
Clay
Days on market
26
Elementary
Tynes
Middle
Oakleaf Jr High
High school
Ridgeview

$164/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 9% below the area's closed prices. Condition and lot vary; that's what a showing is for.

Move right into this immaculately maintained 4-bedroom, 3-bathroom home that perfectly combines comfort, style, and functionality. From the moment you arrive, you'll fall in love with this beautiful blue abode nestled in a charming community with no CDD fees and a sparkling community pool. Step inside to discover a bright and sunny great room overlooking a large backyard and peaceful pond, creating the perfect setting for relaxing mornings, hosting gatherings, or entertaining friends. A separate dining room offers flexible space for formal dining, a home office, or additional living space. The heart of the home is the stunning kitchen, featuring bright white cabinetry, a large center island, generous counter space, and abundant storage, making meal preparation both enjoyable and convenient. A first-floor bedroom and full bathroom provide an ideal retreat for guests or multi-generational living. Escape to the spacious primary suite, complete with room to unwind and a private en suite bathroom featuring dual vanities, a garden tub, and a separate shower. Additional features include: 4 spacious bedrooms and 3 full bathrooms Large backyard with tranquil pond views Separate laundry room Luxury vinyl plank flooring on the first floor Community swimming pool No CDD fees Minutes from Oakleaf Town Center, shopping, dining, restaurants, and entertainment Whether you're enjoying the peaceful water views, entertaining in the open living spaces, or simply relaxing at home, this beautiful blue abode offers the perfect place to create lasting memories.

What to check on this one

  • Verify actual flood zone designation with FEMA map—Clay County has flood-prone areas.
  • Confirm roof age and condition; 17 years old may approach insurer limits soon.
  • Pull HOA covenants—verify rental restrictions and all $62/mo fee inclusions.
  • Obtain 4-point inspection estimate; home age may trigger insurer requirements.
  • Request HOA reserve study and any pending special assessments or capital projects.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,868/mo
Property tax (1.1% eff., Clay Co.)$330/mo
Homeowners insurance (est.)$292/mo
HOA$62/mo
All-in monthly (est.)$2,552/mo

Loan $288,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of DD HOME REALTY INC. Data via realMLS (Northeast Florida MLS), updated Aug 26, 2026, 9:18 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.