Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$384,000

16497 MCNAIR BRANCH Circle, Jacksonville, FL 32218, Jacksonville, FL 32218

Joseph Oaks

Price
$384,000
Beds / Baths
3 / 2
Living area
1,621 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$85/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
26
Middle
Select One

$237/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 48% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to the Cedar, a charming home featuring our Traditional-style exterior, 3 bedrooms, 2 bathrooms, an open-concept layout, and a spacious 2-car garage. Luxury Vinyl Plank flooring extends throughout the main living areas and the owner's suite, creating a seamless and stylish living space. The kitchen showcases 42'' white upper cabinets, quartz countertops, a Dark Gray Flow tile backsplash, and a complete Whirlpool appliance package, including the refrigerator. The open design connects the kitchen to the gathering room and café, while the extended covered lanai provides a great space for outdoor living. Additional features include 8-foot interior doors, 2'' faux wood blinds, water softener pre-plumbing, a Smart Home package, and a variety of thoughtful upgrades throughout.

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with county.
  • Confirm HOA $85/mo covers what; request governing documents and budget.
  • Obtain new construction warranty details and builder's insurance/bonding info.
  • Review Smart Home package compatibility; confirm transferability of any subscriptions.
  • Verify all Whirlpool appliances included in sale; check warranty coverage periods.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,992/mo
Property tax (1.1% eff., Duval Co.)$352/mo
Homeowners insurance (est.)$292/mo
HOA$85/mo
All-in monthly (est.)$2,721/mo

Loan $307,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 7:47 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.