Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$495,000

3845 COASTAL COVE Circle, Jacksonville, FL 32224, Jacksonville, FL 32224

Coastal Cove

Price
$495,000
Beds / Baths
3 / 3
Living area
1,991 sqft
Year built
2018
Type
Residential
Lot
Garage
2
HOA
$50/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
42
Elementary
Kernan Trail
Middle
Kernan
High school
Sandalwood

Welcome to Coastal Cove, a ''coastal cottage'' style community reflecting its close proximity to North Florida's most beautiful neighborhood beaches and offering a close-knit neighborly vibe which can be hard to find these days! This fresh move-in-ready home features a super spacious wide open living area (great room, kitchen and dining) downstairs and 3 bedrooms plus a loft which can serve as a great play room or second family space as well as a convenient laundry room upstairs. In preparation for the sale, the interior has been freshly painted (crisp white) and new carpet has been installed upstairs. Features include low maintenance plank-style tile flooring in the public spaces, high ceilings throughout, generously sized bedrooms, quartz counter tops (kitchen and baths), ample kitchen cabinetry, stainless appliances including a split double oven, a walk in pantry, center kitchen island bar and much more! ***Please click on more to continue reading description*** Let the party flow out to the screened porch and charming fully fenced back yard. Adding to the appeal of this lovely, modern home are the 2 car garage and full-yard sprinkler system.

What to check on this one

  • Verify exact flood zone designation and elevation certificate requirement via FEMA map.
  • Confirm roof age/warranty and current insurance carrier approval for 2018 construction.
  • Review HOA $50/mo covenants—verify rental restrictions and any pending assessments.
  • Inspect plumbing for polybutylene; confirm all appliances/HVAC under builder warranty.
  • Pull title; confirm no liens, CDD bonds, or solar lease encumbrances.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,568/mo
Property tax (1.1% eff., Duval Co.)$454/mo
Homeowners insurance (est.)$292/mo
HOA$50/mo
All-in monthly (est.)$3,364/mo

Loan $396,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of WATSON REALTY CORP. Data via realMLS (Northeast Florida MLS), updated Aug 12, 2026, 8:21 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.