Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$550,000

1768 GREENRIDGE Circle E, St. Johns, FL 32259, St. Johns, FL 32259

Greenridge

Price
$550,000
Beds / Baths
5 / 3
Living area
2,560 sqft
Year built
1994
Type
Residential
Lot
1.42 ac
Garage
2
HOA
$17/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
26

Imagine coming home to nearly 1.5 acres of peaceful privacy in the heart of St. Johns--where the only thing you'll hear from your backyard is the occasional splash of a bass in your own stocked pond. Better yet, you'll enjoy all of this in one of the area's few communities with NO CDD fees and an incredibly low $200 per year HOA. As you step through the front door, you're welcomed by a warm, inviting layout. To your right, the formal dining room is ready for holiday dinners and celebrations, while to your left, French doors open to a versatile room that makes the perfect home office, guest room, or flex space. Continue inside and the home opens beautifully into the main living areas, where large windows immediately draw your attention to the sparkling pond beyond. Whether you're preparing dinner in the open-concept kitchen, relaxing in the family room, or enjoying your morning coffee, you'll have peaceful water views as your backdrop. The thoughtfully designed split floor plan keeps everyone comfortable, with the primary suite and three additional bedrooms all located downstairs. Tucked away for privacy, the primary suite feels like its own retreat. Wake up to tranquil pond views, then step outside to the screened lanai where mature trees lining the opposite side of the water create an incredibly private setting--making it feel as though nature is your only neighbor. As you relax on the screened lanai, you're not just looking out over the pond--you own beyond it. The property extends through the water and into the mature trees on the opposite shoreline, creating a stunning natural backdrop and the reassurance that your private views are protected. Upstairs, a massive bonus room with its own full bathroom offers endless flexibility. Whether you need a spacious fifth bedroom, an incredible playroom, media room, home gym, or the ultimate man cave, this space is ready to adapt to your lifestyle. Every bedroom throughout the home is generously sized, and you'll never find yourself wishing for more storage thanks to the abundance of closet and storage space throughout. Fresh interior paint and new carpet gives the home a clean, updated feel, while major improvements--including a whole-house generator installed in 2021 and a 2-year-old A/C system--provide comfort and peace of mind for years to come. Roof is from 2015 Homes that offer this much land, privacy, and natural beauty in the heart of St. Johns are incredibly hard to find. Add in the rare combination of NO CDD fees, a $200 annual HOA, and a setting that feels like your own private retreat, and you'll quickly understand why this is a place you'll never want to leave.

What to check on this one

  • Verify roof age and get inspection; 1994 homes often hit insurer limits around 25-30 years.
  • Confirm flood zone designation with FEMA map; waterfront pond requires elevation certificate if AE/VE.
  • Request 4-point inspection report; wind-mitigation credits may apply to 32-year-old frame home.
  • Obtain pond maintenance agreement, liability, and any deed restrictions on water feature.
  • Verify HOA $200/year covers all common areas; request 12 months financials and reserve study.
  • Inspect plumbing materials (polybutylene risk for 1994); test water pressure and septic/well function.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,854/mo
Property tax (1.1% eff., St. Johns Co.)$504/mo
Homeowners insurance (est.)$321/mo
HOA$17/mo
All-in monthly (est.)$3,696/mo

Loan $440,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 8:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.