Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$391,000

16449 MCNAIR BRANCH Circle, Jacksonville, FL 32218, Jacksonville, FL 32218

Joseph Oaks

Price
$391,000
Beds / Baths
4 / 2
Living area
1,775 sqft
Year built
2026
Type
Residential
Lot
Garage
2
HOA
$85/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
26
Middle
Select One

$220/sqft asking, vs a $160/sqft median across 1,817 closed sales in 32218 over the last 12 months — 38% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to the Highgate, a beautifully designed open-concept home featuring 4 bedrooms, 2 bathrooms, a Craftsman-style exterior, and a spacious 2-car garage. Luxury Vinyl Plank flooring extends throughout the main living areas and owner's suite, where the gathering room flows into the kitchen and café. The kitchen includes quartz countertops, 42'' white upper cabinets, Whirlpool appliances--including a cooktop, microwave, dishwasher, and refrigerator--a Flow Picket White backsplash, and a large center island. The owner's suite offers a walk-in closet, dual quartz vanities, and a spa-inspired walk-in shower. Relax on the covered lanai. Additional features include 8-foot interior doors, water softener pre-plumbing, 2'' faux wood blinds, floor outlets, brushed nickel hardware, a Smart Home package, and other thoughtful upgrades.

What to check on this one

  • Confirm final flood zone designation and elevation certificate requirement for this address.
  • Verify builder warranty coverage details and transfer terms to second owner.
  • Request HOA documentation: covenants, fees schedule, reserves, rental restrictions.
  • Confirm all Whirlpool appliances are under manufacturer warranty and get transfer process.
  • Review Smart Home package: what systems included, compatibility, manufacturer support post-close.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,029/mo
Property tax (1.1% eff., Duval Co.)$358/mo
Homeowners insurance (est.)$292/mo
HOA$85/mo
All-in monthly (est.)$2,764/mo

Loan $312,800 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.. Data via realMLS (Northeast Florida MLS), updated Aug 6, 2026, 6:31 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.