Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$219,000

20 Cristina Court, St. Augustine, FL 32086, St. Augustine, FL 32086

Conquistador Condo

Price
$219,000
Beds / Baths
2 / 2
Living area
920 sqft
Year built
1981
Type
Condo
Lot
Garage
0
HOA
$410/mo
CDD
No
Flood zone
Unknown
County
St. Johns
Days on market
32

$238/sqft asking, vs a $180/sqft median across 123 closed sales in 32086 over the last 12 months — 32% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Welcome to Conquistador Condominiums! This beautifully situated 2-bedroom, 2-bath second-floor unit offers peaceful marsh, Intracoastal Waterway, and community pool views. Enjoy your morning coffee or unwind in the evening from your private balcony overlooking Florida's natural beauty. Ideally located just minutes from Crescent Beach, Historic Downtown St. Augustine, shopping, dining, and everyday conveniences. Conquistador residents enjoy resort-style amenities including a community pool, tennis courts, walking paths, and a community pier overlooking the Intracoastal Waterway. Whether you're looking for a primary residence, or vacation getaway, this condo offers the perfect blend of scenic views, location, and the Florida coastal lifestyle. AC & water heater recently replaced.

What to check on this one

  • Obtain condo association milestone inspection report and SIRS status (1981 building requires review)
  • Request last 3 years HOA meeting minutes, financials, reserve study, and any pending assessments
  • Verify flood zone designation and obtain elevation certificate if in AE/VE zone
  • Confirm condo rental policy—short-term rental allowed and lease transfer process
  • Review roof age/condition reports; verify insurance availability given 45-year-old structure
  • Inspect plumbing type and condition (cast-iron/polybutylene risks in 1981 condo)

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,136/mo
Property tax (1.1% eff., St. Johns Co.)$201/mo
Homeowners insurance (est.)$292/mo
HOA$410/mo
All-in monthly (est.)$2,039/mo

Loan $175,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UP REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 28, 2026, 6:00 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.