Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$469,000

12968 CHETS CREEK Drive N, Jacksonville, FL 32224, Jacksonville, FL 32224

Johns Creek

Price
$469,000
Beds / Baths
3 / 2
Living area
1,858 sqft
Year built
1998
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$33/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
26
Elementary
Chets Creek
Middle
Kernan
High school
Atlantic Coast

Welcome to the space, flexibility, and convenience you've been looking for in the heart of Johns Creek! This 3-bedroom, 2-bath home has it all! With a separate office, formal dining room, massive kitchen, and open living areas, there is plenty of flexible living space throughout. Vaulted ceilings make the home feel even larger, while the kitchen offers abundant cabinetry, generous counter space, & plenty of room to add the island of your dreams. The split floor plan provides added privacy for the spacious primary suite, which also features a large walk-in closet. Outside, the oversized backyard offers endless possibilities, with room to add a pool, create your own outdoor oasis, or enjoy evenings around the existing fire pit. Located just off JTB and Hodges Blvd, the home is a short drive from shopping, dining, beaches, and everyday conveniences. A-rated Chets Creek Elementary is located at the front of the community. With no CDD fee and a very low HOA fee, this home checks every box!

What to check on this one

  • Verify flood zone designation and elevation certificate requirement with county
  • Confirm roof age and current insurance carrier acceptance
  • Review HOA documents for rental restrictions and transfer rules
  • Check plumbing type—polybutylene common in 1998 builds, verify condition
  • Inspect HVAC age and service records; confirm unit capacity for space

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,434/mo
Property tax (1.1% eff., Duval Co.)$430/mo
Homeowners insurance (est.)$292/mo
HOA$33/mo
All-in monthly (est.)$3,189/mo

Loan $375,200 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of UNITED REAL ESTATE GALLERY. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 1:48 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.