Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$315,000

2045 SECRET GARDEN Lane 606, Fleming Island, FL 32003, Fleming Island, FL 32003

The Enclave

Price
$315,000
Beds / Baths
3 / 3
Living area
1,966 sqft
Year built
2007
Type
Condo
Lot
0.03 ac
Garage
1
HOA
$4/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
27
Elementary
Fleming Island
Middle
Lakeside
High school
Fleming Island

$160/sqft asking, vs a $148/sqft median across 50 closed sales in 32003 over the last 12 months — 8% above the area's closed prices. Condition and lot vary; that's what a showing is for.

The Enclave at Eagle Harbor • Turnkey condo • Wood-look tile throughout • 3 ensuite bedrooms • Screened balcony • One-car garage Perfectly updated and ready to go! Turnkey condo in The Enclave at Eagle Harbor offers the kind of easy comfort that feels good the moment you step inside. Wood-look plank tile flows throughout the entire unit, giving each room a clean, cohesive feel and making everyday living simple. The kitchen features granite countertops, an eat-in area, and a welcoming view toward the screened balcony, creating a natural spot to start the day with coffee or unwind in the evening. Each of the three bedrooms has its own remodeled bathroom, complete with new vanities, new countertops, and newly tiled showers for a fresh, updated finish. The screened balcony extends the living space outdoors, offering a quiet place to enjoy the Florida breeze year-round. A one-car garage adds everyday convenience with room for parking and storage. Set near Talons Restaurant and Eagle Harbor Golf Club, this condo is close to the restaurants, hospitals, shops, services, sought after Clay County schools, and recreation that make Fleming Island so effortless to enjoy. Eagle Harbor amenities include three pools, a splash park, tennis courts, pickleball courts, and more.

What to check on this one

  • Obtain condo milestone/SIRS report and current reserve study status.
  • Request HOA/CDD financial statements, budget, and any pending special assessments.
  • Verify exact flood zone designation and obtain elevation certificate if in AE/VE.
  • Confirm CDD bond payoff amount and remaining assessment years.
  • Review condo rental policy—verify short-term rental eligibility if relevant.
  • Verify roof age and current insurance carrier acceptance for 2007 construction.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,634/mo
Property tax (1.1% eff., Clay Co.)$289/mo
Homeowners insurance (est.)$292/mo
HOA$4/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,386/mo

Loan $252,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 9, 2026, 6:52 AM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.