Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$440,000

10990 CREEKVIEW Drive, Jacksonville, FL 32225, Jacksonville, FL 32225

Raley Creek

Price
$440,000
Beds / Baths
3 / 4
Living area
2,560 sqft
Year built
1984
Type
Residential
Lot
0.58 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
27
Elementary
Lone Star
Middle
Landmark
High school
Sandalwood

Offered for the first time, this one-owner custom-built 3-bedroom, 3.5-bath home sits on an oversized lot with a private backyard backing to a wooded area with a creek beyond. Soaring ceilings, walls of windows, generous living spaces, a spacious kitchen, an oversized garage, and a screened patio with a sunken hot tub; creates a home full of timeless character, quality craftsmanship, and endless potential. Just steps from Blue SKY Golf club and easy access to 295.

What to check on this one

  • Verify flood zone designation and obtain elevation certificate for waterfront creek-adjacent lot.
  • Get roof inspection report—home is 42 years old; confirm age and insurer eligibility.
  • Order 4-point inspection (roof, HVAC, plumbing, electrical) for pre-1990 construction.
  • Confirm plumbing material (polybutylene/cast-iron risk for 1984 build); budget repairs if found.
  • Request septic system inspection and service records if applicable to property.
  • Verify creek/wetland setbacks and any environmental restrictions on oversized lot.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,283/mo
Property tax (1.1% eff., Duval Co.)$403/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$2,978/mo

Loan $352,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 4:28 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.