Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$234,900

322 REDWOOD Lane, St. Johns, FL 32259, St. Johns, FL 32259

Julington Creek Plan

Price
$234,900
Beds / Baths
3 / 2
Living area
1,260 sqft
Year built
2003
Type
Townhouse
Lot
0.04 ac
Garage
0
HOA
$289/mo
CDD
Yes
Flood zone
Unknown
County
St. Johns
Days on market
30
Elementary
Julington Creek
Middle
Fruit Cove
High school
Creekside

Excellent 3 bedroom 2 bath townhome in desirable Riverside at Julington Creek Plantation. The popular and functional floorplan provides an open concept living space plus two bedrooms and one bath downstairs, and a private owner suite upstairs. This unit is perfect for a primary residence or an income-producing addition to your investment portfolio. Amazing Julington Creek Plantation and Riverside amenities means access to enjoying all Florida has to offer year-round.

What to check on this one

  • Verify exact flood zone and obtain elevation certificate for Julington Creek Plantation location
  • Pull CDD bond payoff amount and remaining assessment schedule
  • Confirm roof age; if over 15 years, obtain 4-point inspection and wind-mitigation report
  • Review HOA docs for short-term rental restrictions if considering investment use
  • Get HVAC age and service history; inspect plumbing for polybutylene lines

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$1,219/mo
Property tax (1.1% eff., St. Johns Co.)$215/mo
Homeowners insurance (est.)$292/mo
HOA$289/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,182/mo

Loan $187,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of US REALTY HUB. Data via realMLS (Northeast Florida MLS), updated Aug 8, 2026, 8:37 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.