$399,999
3463 BELEN Court, Middleburg, FL 32068, Middleburg, FL 32068
Cameron Oaks
- Price
- $399,999
- Beds / Baths
- 5 / 3
- Living area
- 2,500 sqft
- Year built
- 2021
- Type
- Residential
- Lot
- 0.23 ac
- Garage
- 2
- HOA
- $48/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Clay
- Days on market
- 27
- Elementary
- Tynes
- Middle
- Oakleaf Jr High
- High school
- Ridgeview
Want the most home for your money? You've found it. Why wait months for new construction only to spend thousands more on upgrades? This move-in ready Oakleaf area home already has the features buyers end up paying for later--a fully fenced backyard, paid-off solar panels to keep electric bills low, an EV charger in the garage, stainless steel kitchen appliances, a deep farmhouse sink, and even the washer and dryer are included. Better yet, you'll enjoy a larger homesite, more living space, and NO CDD fees--advantages that are becoming increasingly difficult to find at this price. Inside, you'll find an incredibly functional floor plan with 5 bedrooms, 3 full bathrooms, a first-floor bedroom and full bath perfect for guests or multi-generational living, a dedicated home office, and a large upstairs bonus/flex room that can easily become a playroom, media room, homeschool space, or second living area. Everyone has room to spread out. Nestled on a quiet cul-de-sac in one of the Oakleaf area's most convenient locations, this home offers the perfect balance of privacy and accessibility. You're just three turns from the First Coast Expressway, making commuting a breeze, and one more turn brings you to Publix, shopping, restaurants, and everyday conveniences. Plus, you'll be served by the highly regarded Clay County School District. If you've been searching for a home with room to grow, modern energy-efficient upgrades, an oversized backyard, and exceptional value, this is one you don't want to miss. Homes offering this much space, this many upgrades, and this location don't stay on the market for long. Schedule your private showing today!
What to check on this one
- Verify solar panel lease terms, transfer process, and remaining contract obligations.
- Confirm EV charger specs, ownership, and any warranty or maintenance responsibilities.
- Pull flood zone designation from FEMA map; request elevation certificate if needed.
- Obtain roof inspection report and verify any builder warranties still in force.
- Review HOA documents for deed restrictions, rules, rental policies, and reserve status.
- Confirm washer/dryer and all stainless appliances convey in writing via addendum.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $319,999 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 21, 2026, 6:24 PM.
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