Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$23,000

157 OAK Circle, Interlachen, FL 32148, Interlachen, FL 32148

Interlachen Lakes Estates

Price
$23,000
Beds / Baths
0 / 0
Living area
0 sqft
Year built
0
Type
Land
Lot
0.57 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Putnam
Days on market
32
Elementary
Interlachen
Middle
C. H. Price
High school
Interlachen

Lovely level partially wooded building lot. Located on a quiet street with virtually no traffic. The property backs up to a tiny un-owned parcel with a pond which is surrounded by marsh. This property has been designated as being in a 100-year flood zone, never has been known to have flooded, and a number of homes exist within this designated zone. A site-built home should be constructed above the level of the land and may or may not require flood coverage insurance. A mobile or manufactured home placed on the lot may have flood insurance waived.

What to check on this one

  • Confirm exact FEMA flood zone designation and get elevation certificate before building.
  • Verify local building codes for minimum foundation/elevation requirements in this zone.
  • Check Putnam County permitting process, fees, and septic/well feasibility on 0.57 acres.
  • Confirm utility availability and extension costs to property.
  • Review flood insurance requirements and estimated premiums for your planned structure type.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$119/mo
Property tax (1.1% eff., Putnam Co.)$21/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$432/mo

Loan $18,400 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of CB ISAAC REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 11, 2026, 4:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.