Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$400,000

3691 EAGLE ROCK Road, Middleburg, FL 32068, Middleburg, FL 32068

Eagle Landing

Price
$400,000
Beds / Baths
3 / 3
Living area
2,408 sqft
Year built
2022
Type
Residential
Lot
0.17 ac
Garage
2
HOA
$5/mo
CDD
Yes
Flood zone
Unknown
County
Clay
Days on market
27

$166/sqft asking, vs a $181/sqft median across 1,447 closed sales in 32068 over the last 12 months — 8% below the area's closed prices. Condition and lot vary; that's what a showing is for.

WELCOME HOME!!! This is a spacious 3/2.5 in desirable EAGLE LANDING !!. There is an open concept kitchen and coffered ceiling in the family room . A wonderfully thought out floor plan with primary on the opposite side of the home and a flex area between two bedrooms. Home is sold AS IS...THIS IS VA FORECLOSURE ..VA MAKES NO REPAIRS ... VA DOES NOT PAY CUSTOMARY CLOSING COSTS SO PLEASE ADJUST YOUR OFFERS ACCORDINGLY..

What to check on this one

  • Verify exact flood zone designation and obtain elevation certificate if AE/VE.
  • Pull CDD bond payoff amount and remaining assessment term.
  • Inspect roof, HVAC, major systems—2022 build should be solid, confirm.
  • VA foreclosure AS-IS: get pre-offer inspection for hidden defects.
  • Confirm HOA rules allow your intended use; verify $5/mo covers what.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,076/mo
Property tax (1.1% eff., Clay Co.)$367/mo
Homeowners insurance (est.)$292/mo
HOA$5/mo
CDD assessment (est.)$167/mo
All-in monthly (est.)$2,907/mo

Loan $320,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of TRINITY REAL ESTATE III LLC. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 1:22 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.