$995,000
1385 SHIPWATCH Circle, Fernandina Beach, FL 32034, Fernandina Beach, FL 32034
Ship Watch
- Price
- $995,000
- Beds / Baths
- 2 / 2
- Living area
- 1,263 sqft
- Year built
- 1975
- Type
- Condo
- Lot
- —
- Garage
- 0
- HOA
- $1,018/mo
- CDD
- No
- Flood zone
- Unknown
- County
- Nassau
- Days on market
- 27
- Elementary
- Southside
- Middle
- Fernandina Beach
- High school
- Fernandina Beach
$788/sqft asking, vs a $405/sqft median across 269 closed sales in 32034 over the last 12 months — 95% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Wake up to breathtaking sunrises and the soothing ocean breeze from this furnished third-floor condo, nestled within a prestigious gated community in Amelia Island Plantation. Designed for effortless living, this retreat features an open floor plan with abundant natural light and unobstructed beachfront views from the living room and private balcony. Elegant luxury vinyl plank flooring flows throughout, while the well-appointed kitchen offers stainless steel appliances, solid wood cabinetry, and a built-in wine fridge for easy entertaining. The spacious primary suite boasts abundant closet space and private balcony access overlooking the ocean, while the generous guest bedroom provides comfort for family and guests. A convenient in-unit laundry room adds everyday functionality. Within walking distance are the resort-style amenities of the Omni Amelia Island Resort, featuring a refreshing pool, championship golf, and more! Residents enjoy a luxurious coastal lifestyle with direct beach access, all while being just minutes from shopping, dining, & historic downtown Fernandina Beach.
What to check on this one
- Obtain condo milestone inspection and SIRS report from HOA immediately.
- Request 51-year roof certification; verify insurer will cover pre-purchase.
- Confirm flood zone designation and obtain elevation certificate if needed.
- Review HOA reserve study and any special assessments planned.
- Verify condo allows furnished short-term rentals if income-producing intent exists.
- Inspect plumbing for original cast-iron; replace costs run high.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $796,000 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of EXP REALTY LLC. Data via realMLS (Northeast Florida MLS), updated Aug 5, 2026, 7:38 PM.
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