Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$169,900

4120 SANTEE Road, Jacksonville, FL 32209, Jacksonville, FL 32209

Cleveland Heights

Price
$169,900
Beds / Baths
3 / 2
Living area
1,527 sqft
Year built
1960
Type
Residential
Lot
0.18 ac
Garage
0
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
28

$111/sqft asking, vs a $109/sqft median across 689 closed sales in 32209 over the last 12 months — 2% above the area's closed prices. Condition and lot vary; that's what a showing is for.

WON'T LAST LONG! Bright and spacious this 3 bedroom, 1.5 bath home features laminate and tile throughout, a kitchen with solid surface countertops and updated bathrooms. Property is being sold As-Is with the right to inspect. Seller will make NO repairs. Seller and Listing Agent make no representations and warranties. Buyer to perform own due diligence. Seller will not pay for or provide survey.

What to check on this one

  • Verify roof age and material—66-year-old home may need re-roof; get insurance pre-approval.
  • Order 4-point inspection and wind-mitigation report; required for older home insurance.
  • Confirm flood zone via FEMA map—unknown status is a red flag; get elevation certificate if needed.
  • Hire licensed inspector for plumbing (polybutylene/cast-iron likely); septic system if applicable.
  • Obtain title commitment; verify no liens, back taxes, or encroachments—As-Is sale demands clarity.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$882/mo
Property tax (1.1% eff., Duval Co.)$156/mo
Homeowners insurance (est.)$292/mo
All-in monthly (est.)$1,330/mo

Loan $135,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of ALFA REALTORS CORP. Data via realMLS (Northeast Florida MLS), updated Aug 4, 2026, 11:05 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.