Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$499,900

731 1ST Street 5F, Jacksonville Beach, FL 32250

Sandpiper Ocean

Price
$499,900
Beds / Baths
2 / 1
Living area
825 sqft
Year built
1977
Type
Condo
Lot
0.01 ac
Garage
0
HOA
$825/mo
CDD
No
Flood zone
Unknown
County
Duval
Days on market
28
Elementary
Seabreeze
Middle
Fletcher Jr High
High school
Duncan Fletcher

$606/sqft asking, vs a $380/sqft median across 254 closed sales in 32250 over the last 12 months — 60% above the area's closed prices. Condition and lot vary; that's what a showing is for.

Experience the best of oceanfront living from this beautifully maintained fifth-floor condominium in the heart of Jacksonville Beach. Wake up to breathtaking Atlantic Ocean sunrises and enjoy the soothing sound of the waves from your private balcony. The open-concept floor plan is filled with natural light, creating a bright and inviting space for relaxing or entertaining. The kitchen flows seamlessly into the living and dining areas, while spacious bedrooms provide a comfortable retreat after a day at the beach. Enjoy direct beach access, elevator convenience, assigned parking, and a location just moments from the Jacksonville Beach Pier, local restaurants, shopping, and entertainment. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this coastal retreat offers the perfect combination of lifestyle, location, and value.

What to check on this one

  • Verify exact flood zone and obtain elevation certificate for insurance/financing.
  • Request 4-point inspection and wind-mitigation report (1977 build requires scrutiny).
  • Review condo milestone/SIRS reports and current reserve funding status.
  • Confirm roof age, replacement timeline, and remaining insurance eligibility.
  • Obtain HOA financials, bylaws, rental restrictions, and any special assessments pending.
  • Verify plumbing material (polybutylene common in 1977; check for active leaks/claims).

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$2,594/mo
Property tax (1.1% eff., Duval Co.)$458/mo
Homeowners insurance (est.)$292/mo
HOA$825/mo
All-in monthly (est.)$4,169/mo

Loan $399,920 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of MOMENTUM REALTY. Data via realMLS (Northeast Florida MLS), updated Aug 14, 2026, 4:11 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.