Ask Ben.
Ask Ben.
(904) 595-8967

Benjamin Subercaseaux, Sales Associate · Florida Homes Realty & Mortgage

$3,950,000

4108 DUVAL Drive, Jacksonville Beach, FL 32250, Jacksonville Beach, FL 32250

Ponte Vedra

Price
$3,950,000
Beds / Baths
4 / 3
Living area
2,826 sqft
Year built
1989
Type
Residential
Lot
0.32 ac
Garage
2
HOA
None
CDD
No
Flood zone
Unknown
County
Duval
Days on market
18

Comfortable and coastal, this furnished home is in one of Northeast Florida's most relaxing enclaves, Duval Drive, worlds away yet close to everything, including beach access! Crisp lap siding elevates the classic exterior. A pergola-covered deck runs almost the length of the home, and a circular drive accomodates visitors. Through walls of glass on the home's first level, enjoy views of the beautiful surroundings: natural, private back yard, pool & spa, oversized decks (both screen-enclosed and open air). 102'-wide lot! Beamed cathedral ceilings, hardwood floors, walk-in closets, well-appointed bedroom suites (2 suites down including the primary, 1 suite up + 1 addititional bedroom), and easy flow inside and out are a few of the notable features. 400 sf of screened space expands the living area. The 572 sf garage holds lots of beach toys. Top contractors: Richard Forbis (original builder) and McAneny Builders (2015 renovations). Photos & private showings available by 8-14-26.

What to check on this one

  • Verify roof age and condition; 1989 home may need inspection or recent replacement documentation.
  • Obtain 4-point inspection and wind-mitigation report for insurance qualification.
  • Confirm actual flood zone designation and get elevation certificate if in AE/VE.
  • Request pool/spa maintenance records and current equipment service agreements.
  • Verify 2015 renovation permits and contractor lien releases with county records.
  • Check for polybutylene plumbing (common 1989 build); confirm copper or PEX upgrade if renovated.

Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.

What this home really costs per month

Principal & interest$20,496/mo
Property tax (1.1% eff., Duval Co.)$3,621/mo
Homeowners insurance (est.)$2,304/mo
All-in monthly (est.)$26,421/mo

Loan $3,160,000 at 6.75% · 30 yr

Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.

Listing courtesy of BERRY & CO. REAL ESTATE. Data via realMLS (Northeast Florida MLS), updated Aug 31, 2026, 11:04 PM.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.