$222,000
172 SILVER LAKE Drive, Interlachen, FL 32148, Interlachen, FL 32148
Silver Lake Estates
- Price
- $222,000
- Beds / Baths
- 2 / 1
- Living area
- 914 sqft
- Year built
- 1978
- Type
- Residential
- Lot
- 0.68 ac
- Garage
- 0
- HOA
- None
- CDD
- No
- Flood zone
- Unknown
- County
- Putnam
- Days on market
- 28
$243/sqft asking, vs a $135/sqft median across 107 closed sales in 32148 over the last 12 months — 80% above the area's closed prices. Condition and lot vary; that's what a showing is for.
Life is better at the lake! This adorable Silver Lake cottage is the kind of place you'll look forward to coming home to. With beautiful water views, a private dock, and a wide covered deck overlooking the lake, it's easy to picture mornings with coffee, afternoons on the water, and evenings watching the sunset. Inside, the home is bright, comfortable, and easy to maintain with laminate flooring throughout and three mini-split heating and cooling units for personalized comfort. The kitchen includes an electric range and refrigerator, and the separate laundry room adds extra convenience. Silver Lake is a popular fish-and-swim lake, making this a great spot for kayaking, paddleboarding, casting a line, or simply enjoying the waterfront lifestyle. Whether you're searching for a full-time home, a weekend retreat, or a vacation rental opportunity, this charming cottage delivers the laid-back lake life you've been looking for.
What to check on this one
- Verify roof age and condition; 1978 home likely needs inspection or replacement soon.
- Obtain 4-point inspection and wind-mitigation report; required for insurance on this age home.
- Confirm flood zone designation and obtain elevation certificate for waterfront property.
- Review septic system service records and well water quality test results.
- Verify dock permits, riparian rights, and any lake association rules or fees.
- Confirm short-term rental eligibility with Putnam County; verify insurance covers STR if applicable.
Flagged from the listing itself — not an inspection, and no substitute for one. Bring these to the showing.
What this home really costs per month
Loan $177,600 at 6.75% · 30 yr
Not a loan quote. Rate, insurance, and tax are stated assumptions — a lender and an insurance agent give real numbers. Homestead exemption lowers taxes after you file.
Listing courtesy of NICOSIA REALTY INC.. Data via realMLS (Northeast Florida MLS), updated Aug 20, 2026, 5:57 PM.
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